You can also collect rent inside of these, direct from their bank account.

Currently they have average finishings for the area.I have an idea on the rents but would like to hear what other people are currently renting their units for.

We found the Owens Creek Rd deal through our partner, Seth Choate, who identified the opportunity and brought it directly to us.

We are currently renting the house out by the room (furnished) and on average bringing in about $2,700/mo in revenue.

Current Situation: I am trying to househack a house in Cincinnati as I have 4 people who have agreed to live in the property that I buy.

Please let me know if you have any progress in this direction. 

(I'd advise against signing whatever subs hand you)  If you GC yourself, you need to put that under a corporation, get insurance, and create your OWN contract the subs signs (who will then need to get you their W9, insurance naming your co. as additional insured, and their license depending on trade--make sure it is all current and active!!)...

Should they be connected directly to the gutter? 

That can be particularly tricky in our current environment.

If you have a low credit score with a high loan to value on a little loan with a DSCR number that's right at 1.0 or even below, I can see 8.625%.When you say "The lender has also a put a 5 year prepayment premium on the loan", you make it seem like you didn't know they were doing that.