Advantages using VA financing:- can use rental income when vacating your currently primary residence to purchase another primary home even with no documented equity requirement in your current residence (conventional requires 30% equity to do so, and FHA requires 25%)- can use 100% of the rent minus the entire mortgage payment while FHA/Conv makes you discount your rents to 75% of the monthly gross minus entire mortgage payment with VA- can be combined with mortgage credit certificates(MCC) depending on what your income limit is in your specific state/county and this can provide a dollar for dollar benefit for approx 20% of all the interest you pay per year.

I just wasn't aware I'd still need the actual application as I thought I could combine then on TransUnion.

But you will have shorter loan terms, balloons, ARMs or some combination.

Personally I use a combination of llc's and insurance.

If nobody has ever paid $2000 for that bank directory (which I'm guessing nobody has, since she sells everything combined for $1300), it's ridiculous to say it's a "$2000 value," unless you can support that metric in some other way.

For instance using a combination of hard money and private loans.

i will use conventional 30 yr. financing with 20% down so my PITI will be right at $900/mo. combined- these are separate properties, so i would have 2 loans @ 65k. max income would be $2,070/month but i'm thinking i should still only count 70% of that in my cash flow calculation which is $1,450 leaving $550 monthly cash flow.

Combining all 3 of these applicants they get $2,099/mo.

It is starting to sound worse and worse.But being as he (according to him) does more business than all the other wholesalers and rehabbers combined in my town, it sounds like he gets a lot of houses under market value.

Combine that with starting while you're still in and it's quite a powerful combo indeed.