However, this maximum contribution increases with inflation.  

A sincere thank you for all who contributed, really appreciate your opinions.  

Hi @Talford Thompson, and welcome.The $14k from each parent plus your own contribution is sufficient to purchase the property outright, or you're in need of a traditional mortgage too?

I thought I understood how fractionalized notes work but after reading this thread I’m not sure anymore.I know in CA there is a law, a specific statute, that specifies exactly how a fractionalized note is done.The authority is given only to a licensed real estate broker, requires reporting to the BRE, limitations on how many beneficiaries can participate, the maximum amount they can contribute based on their net worth, etc.I know the reason the statue exists is to provide an SEC exemption exclusive to CA RE brokers.Bringing more than one person together on one note is considered a security thus requiring a SEC license or exemption.So, does this mean that if two guys want to buy a note together and put their name (or their entities’ name) on the note (and DOT) as joint owners that they need to get a broker involved?

Even those calculators online do not all reflect the tax benefits of buying vs renting.Other contributing factors are the convenience of renting.

Thanks so much, and looking forward to leveraging, and contributing experiences to the forum.Chris  

My understanding is that you can withdraw any contributions you made to the account without any fees or penalties since you've already paid taxes on those as personal income.

I would like to partner with an experienced investor specializing in multi family buy and hold and/or BRRRR but I can only offer financing as my contribution.

In one day I was able to get my hands dirty, learn about construction of various parts of a home from the foundation to framing, drywall, cabinets and counter tops, all while contributing to a great cause and adding to my contractor network!

but one that I still manange to squeeze cash flow from.I'm interested in my local residential market (BRRR, buy/hold, fix/flip) and very interested in learning literally everything on here, mentorship, partnership and partnering with hard money/private money lending.I currently have enough liquid assets to pay cash for the right deal or to contribute alongside a hard money/private money lender and look forward to my first local acquisition!