I also have a pre-paid legal plan that will cover a base amount of legal services if I am sued.

My wife works part time as a pre-K teacher and I am fortunate to have worked in the software industry for a long time and so have relatively high W2 income.

Even though the nearest ski resort (Eldora) is about 20 minutes away, they still get skiers staying there.

Often to people coming to ski, hike, concerts.

I have a pre approval as well as the down payment! 

If you're not familair, a cash advance is when you can pull actual cash off your credit card, at a pre determined interest rate. 

On top of that we have $50,000 of a HELOC (unfortunately a variable rate which is currently at about 9%), around $100,000 in credit card debt (0% APR until the end of 2023/beginning of 2024), and about $50,000 in other small loans at 4-5%.

If the money wants more than that, then they'd do it themselves, but don't want the day-to-day involvement, hence the partnership.In the past, I had a partner to flip houses with, but we had a pre-defined goal of how many deals we wanted to do with the time limited.

Is there a pre-payment penalty?

Another hint is if it is a foreclosure and you need a pre-approval letter from BoA.VA Vendee Quick Facts:• Any purchaser can apply for Vendee Financing.