We were going to use them a couple of years ago but they weren't HAMP certified.

just make sure the dealer is authorized, NATE certified, and bonded and insured...and don't put down the full purchase price (not fun being robbed) Good luck! 

Only pay online or certified check/money order.

Is it ok to send money back certified mail?

., but these should have been certified letters so Im skeptical on that response.

OK to call yourself a "Real Estate Consultant", or "Real Estate Advisor", but not to call yourself a 'Realtor", unless you are a member of the NAR.OK to call yourself a "Financial Planner", but not a "Certified Financial Planner", that's a trademark term.all cash

I am a certified exchange consultant with the FEA and I joined to help everyone understand the complexities of exchanging.

In the state of Georgia, a property manager is required by law to be certified.

I will retire and will get a % in retirement income- my base plans center on this concept...I know I will need to earn at least an equivalent income to maintain my lifestyle so my current pay minus the retirement pay becomes the target 'free and clear' number I am targeting to earn from rentals.2years: purchase rentals such as to meet the requirements above in the Everett area so that I can do it locally and learn the ins/outs of property management...5years: develop (aggressively) rentals in Tucson Arizona to an arbitrary level of 10K/month (this would be in addition to my living income from retirement checks and Everett rentals.7years: (side goal- personal dreams and all...) finance a golf tour across the country10years: Certified/Sophisticated investor status and begin investment journey in other asset classes (if not there already...)These are just loose concepts in my mind, with the exception of course that when I finally do 'retire' from the Navy, I really do have a goal of having replaced my current levels of income so that I don't have to work for others unless it is something that I really want to do.I see my primary focus as being in the buy/hold/rent arena, but I am not discounting other methods including wholesale and fix/flip projects for capital injections periodically.Finally, I see a lot of value in the Rich Dad encouragement for folks to get into business.

You can speak with the club president and any vendors.Go to IREM.org search for ARM certified property managers.