It's a market that I don't ever see crashing - and the rental market is extremely strong as well.

That being said, Boston is a very strong market.

@Aaron Goetsch,I'm independently working with Lima One as an Approved Broker.I strongly believe that Lima One has the best Rental Loan programs which i think is suitable for your deal scenario.If you have interest send a PM with your contact and i will send you further details regarding all their Rental Loan Programs and assist you moving forward.

It honestly depends on where you want to be but Manahattan Beach, Redondo Beach and down to Huntington Beach and Newport Beach are options.All of these locations typically have very good appreciation and while the appreciation may not be as strong the next few years I think you're still in a good position from a long term hold perspective.Depending on your needs and as long as your flexible we can get you something that is close to positive cash flow. 

I didn't mean to commit fraud, I was just thinking, if I wanted to purchase a multifamily and my father backed me and my name was on it and I was living in it...

@Peter PalmerI am personally down in Phoenix, which is proving to be an extremely strong market for multifamily apartments at the moment.

The Austin market is still going strong and we live in a very desirable area.We *could* roll up some debt and take our mortgage to 284k.This would increase our mortgage payment by 566/month, but by reducing the monthly minimum payments with the debt disappearing we would gain an additional 1000-1100/month (after the 566 is deducted).I'm also aware that mortgage interest is something we can deduct from our annual taxes vs. other debt which we can't...This is not our forever home, but we've had so much equity in our home for so long that I can tell I'm fearful to cut into our equity, but I don't want baseless emotion to make this decision and keep us tied to something that we're not looking to stay in forever.

I did get then numbers going with quicken loans but haven’t committed to anything.

I'm currently Reading "How to invest in Real Estate the Ultimate Beginner's Guide to getting Started" by Brandon Turner and when i"m finished i'll be purchasing "Long-Distance Real Estate Investing: How to buy, Rehab and Manage Out-of-State Rental Properties" by David Greene.I have never done any investments in my life but one can only assume doing this as a Foreign Investor is a little more difficult than being a local one but i'm sure this can be done with a strong team and the more knowledge and strategies come my way the better.I plan to buy and hold (Multi Family preferred) first in Philadelphia, PA because i have family there so figured it may be a little easier to start before i eventually branch out in the future to other states.From the podcasts, webinars and from what I've seen reading some forum posts i can tell this is an awesome community so any knowledge, strategies and words of wisdom is highly appreciated.Looking forward to your reply.Thank you.

Starting out I strongly recommend buying a performing note so you understand the process and players.