I actually think it's ignorant to believe one is truly better than the other.It is inaccurate to simply compare purely numbers for ROI.  

However, my title company and lender lack attention to detail and failed to simply explain that....among many other things haha.

I called and reported what I discovered and that new LL was in a different town 3 hours away.  

If a tenant of mine has been bad, I try to avoid 'trashing him/her' to a prospective landlord by simply pausing after being asked a question.  

It is simply a matter of what your criteria is for a successful  buy & hold deal.  

So when people walking around me were looking and one neighbor asked me what I was doing, I said simply "I'm an investor, do you know of any other properties for sale?"

Federally regulated depository institutions have been required to have AML Programs, and now, as of the aforementioned effective compliance date, covered entities must also comply with FinCEN’s regulations relating to implementing an AML Program and the filing of SARs.Over the last few years, FinCEN has issued studies and analyses that used SARs to discover suspected mortgage fraud and money laundering that involved both banks and residential mortgage lenders and originators.

So, hopefully, your cards are spread out amongst Discover, Chase, Wells Fargo, BOA, Cap 1 etc...The pro's of using credit cards are all you imagine Easy AccessUsually deposits within 10 days of requestLow cost (mine are 2-3%) for 15 or 18 monthsThe 2-3% fee is rolled into the balance, so I don't really even pay that up front.The cons I've found to be as follows:After about 40 days of cashing checks, my credit score drops about 50-75 points and it takes 4-6 months for it to rebuild after the balances are paid.

I just took carpet out of bedrooms and discovered nice hardwood floors.

Many investors will simply judge offers, be afraid to send in deposits or shy away from the contract writing process because they feel like the seller will not accept their offer.