I love the COFI, I actually have it on my primary and vacation home.Everyone here always talks about BRRR but then says you should get 30 year fixed on houses and 10/1 on commercial.

I've switched over to using the phone as my primary method of reaching sellers.

How do you utilize it, what platform do you use, and what key words do you use to market?  

I am not sure if @Edward B. is saying that if you have a homeowner or tenant policy at your primary residence it will also cover your rental's liability; that would be incorrect. 

That said, in many circumstances it might help. it's a gamble at best imoI also assume this is for a retail primary home, if it's for an investment house then I really hate this idea.

We are starting a small direct mail campaign in our neighborhood, within 5 miles from our primary residence.

Not sure how you can fix that but it is your primary problem.

This is just for Texas and these rules only apply on your primary home.

@Lamont Pelaez if you’re looking to buy it as an investment you will have to put 20% down and the interest rates will be higher than if you were to buy it as a primary, live in one unit and rent out the other.

My husband and I are looking for a new primary home, while adding our current house as another rental.