Hey Andre,To complete your DADU project, you can use your $227,000 HELOC and consider getting a construction loan for the additional funds needed, such as $100,000.

As you look to scale your portfolio, first, ensure your mortgage terms allow for flexibility, such as the ability to refinance or access equity.

These are recourse loans.

Make sure it explicitly explains the process for termination if you are unhappy with their services, especially if they violate the terms of your agreement.3.

You are going to loose out on a lot of income by doing this .If your cleaner cannot complete a same day turn - time for a new cleaner You would if you were running a 53 acre ranch in Texas with significant additional logistical requirements and maintenance needs (both expected and unexpected) beyond what an average short term rental requires.  

I shopped around and Mutual of Omaha blew everyone out of the water in terms of points and fees.

You will benefit from low-down payment options (3.5-5%), possibly reduced living expenses, appreciation, and loan pay-down.

I had analysis paralysis yes it’s a real thing, even if it’s just an umbrella term for a multitude of factors.

What is term of lease?  

You're getting the equity, 80-90% per property per loan, upfront and trading the capital gains for interest which is deductible.