I understand everyone's situation is unique and dishing out a couple extra hundred dollars a month on a rental property is certainly not on everyone's agenda or even doable, but I wonder how many others are thinking this way in the short term?

It will depend on the situation, but if you are willing to drop under 75% it can be a game changer. 

Just a conventional loan of some sort to close the sellers note, and start one in my name?

I want to make the best ROI using my FHA loan, and want the multi-unit to be move-in ready.Any tips?

Mainly due to aggressive underwriting as apartment prices shot up and they started getting floating interest loans to make the numbers work.

I am wanting it to be a win/win situation for everyone so we all walk away happy and with money in our pockets.

Can I use a DSCR loan for these homes?

I would be looking at about 50 K loan and can go  upto 12 % interestTo be clear this is only for future ..most probably next year when I start to scale 

Fort myers, cape coral ,etc have some wonderful opportunities for those with a keen eye and true understanding of the buildings' structural situation. so working with a good inspector is key to moving forward.

Here is what is being considered:SCENARIO 1):1) Parents loan us money at X% rate.2) Loan terms would allow for early payment without penalty (we would get a conventional loan in 2-5 years to pay parents back).