First Homebuyer - Multi-unit House hacking in Chicago - Little to no money down

[JT Stanford]

I am a first time homebuyer looking to house hack in Chicago and I have an almost 800 credit score, but I don't really have much saved up beyond my emergency fund for a down payment. I have a stable job that pays fairly well for my age I guess, but I am not yet a $100,000 earner. 

I also have been referencing contacts I know that invest in real estate for advice, and I have been recommended programs like NACA, Loan Depot, etc. However, I have also been getting conflicting information about a commercial loan servicer not being the best route, and would prefer not to have to stay in the multi-unit for multiple years via programs like NACA if possible. Considering moving to Charlotte within the next couple years..

I honestly don't truly know where to start. I just know some of the neighborhoods I have been interested in buying in (Woodlawn, Greater Grandcrossing area, plus some others). I want to make the best ROI using my FHA loan, and want the multi-unit to be move-in ready.

Any tips? Should I be looking at duplex or triplex? What is realistic and what is possible?

I appreciate any guidance anyone could provide!

Thank you.

JT