I would start with 36 and if that's not very effective go down to 18. 

Jerry Ellis The elderly couple probably not only had a homestead exemption but also a senior freeze that had probably been in effect for sometime.

The original title policy should still be in effect.

The key in this market cycle is to locate your deals off of the MLS through effective marketing to motivated sellers.

You will also need 3 months of payments in the bank and closing costs to qualify for the loan, so if you are going to take a loan make sure it is enough and fast Also be aware of how it will effect your DTI.  

Based on your experience as property managers/owner operators of SFRs or small to large multifamily rentals, what are the most effective methods you've used to lease a unit? 

This area rents between $750 and $850, we're on the higher end as the kitchen and bath were renovated prior to acquiring.Would love some recommendations on a cost effective solution.  

Settlement agreements aren't for every landlord or every tenant, but can be a effective way of collecting past rent and letting a tenant remain that demonstrates the willingness of wanting to make the effort with the landlord to maintain their housing.

Regrettably some landlords and tenants believe the rent is not late till the late fee is effective.

And I knew that real estate was and is the most effective vehicle for generating residual income and long term wealth.How did you balance your time and what financial aspects did you review prior to taking the plunge?