Differentiating increases in premiums between and investment property and a primary residence with a tenant in it seems like a trivial disparity for an insurance provider to ring you dry in the name of pet damage. 

Second incident was his guest getting into it over the washer and dry which is free to wash.

Fingers crossed.By the way...were you 59 or were you 59 1/2 when you took the money out?

Fingers crossed nothing happens. 

I dont want the deal to slip through my fingers but also trying to be smart about it.

My concern is what you echo in your post - that as interest rates rise, purchasing power decreases, liquidity dries up a bit, and values go down. 

And you have the added benefit of no noise (no fans), and the air doesn't get dried out from running them like you get with a cadet heater.  

I work with a lot of investors in that area so I have a decent finger on the pulse. 

@Justin Harris I've used OnCourse learning for mine, it's pretty dry.

The presenter said that sometimes near the end of the dry season people have had to truck in water to refill the tanks.