@Scott Mac it’s interesting though because while the top guys do want their bonuses the firm itself only stays in business if they can return a profit to their investors.

As you know Fannie mae, Freedie mac has a limit of 10 loans.

When you go to the larger banks they will be selling their loans very soon so they have to abide by the guidelines set by Fannie Mae and Freddie Mac.

Here's the Fannie Mae LTV matrix, and here's the Freddie Mac LTV matrix.

I will second what James Wise said,and add my two cents:  Dishwashers are great labor-saving devices, as well as a more economical way to wash dishes than hand washing. 

Finance (get cash in checking account, pay everyone on time; Marketing; Selling; Construction; Legal; Tax;  Creative Design Trends; Build your team... and so forth@Scott Mac tank top was okay for Madonna in 1980

Service animals are legally not pets, but medical devices.

The Freddie Mac one I really like called Choice renovation because it allows a 2 unit Owner Occupied (duplex) to be mortgaged to 85% of ARV, so you need 15% down.

I had worked in medical device sales prior to my acceptance to medical school and purchased the property 6 months prior to my entry into school.

No Fannie May, Freddie Mac or VA loans to an LLC.Now, as you acquire more properties, your risk level changes, seeking a gatekeeper is more relevant.