Loans over 10+ property

[Kris Gupta]

Good morning folks. I currently own 15 single family homes. Out of which 5 are fully paid (which are about 1 Million) and I have 10 homes which has mortgage on it. All of my loans are conventional 30 year loans. As you know Fannie mae, Freedie mac has a limit of 10 loans. My question is how to get loan for another property which I am planning to buy?

These days interest rates on investment properties are around 3.5 % - 3.75%.  How can I get a loan below 4%? Can I get secured loan? Unsecured loan? Which banks or lenders? Interest rate below or somewhat close to 4% is very important for me.

I have never worked/try with private lenders. My understanding is, private lenders give very high interest rate around 6% or above, even though my credit score is around 750

Any advise on this will be very helpful

Thanks