Looks like a lot of money to spend just to eliminate the heating bill.Ductless mini splits are heat and A/C combined.

We're talking about seasoned investors who are willing to share their wisdom to help out, combined with your own initiative to read every book possible :) Basically, think of the entire BiggerPockets Forums as a sort of "mentor" in itself - where you can read books/blogs/etc and then ask questions - and get advice from real investors, not paid gurus.

Real estate agent surf online(what sites do you reccommend) or a combination of both?

No compute is immune, but a combination of a more resistant OS and being careful about sites and emails (don't click if you are the least bit suspicious) will keep you out of most trouble.

There are lockboxes that are fastened to walls or door trim or porch railing with screws, for roughly $30 at the local big box.http://www.homedepot.com/p/Master-Lock-Wall-Mount-Set-Your-Own-Combination-Key-Safe-5401DHC/100176033#.UjEtpdK1Hjsthen there is this for a door knob:http://www.homedepot.com/p/Master-Lock-Portable-Set-Your-Own-Combination-Key-Safe-5400DHC/100124915#.UjEte9K1Hjs

If the combined current LTV allows for both positions to recover, then you see a higher price paid for the loans as they can likely recover more or a larger part of what is owed.

It's the combination of the two that makes it a pass.

All of the above are very good comments and to combine them by charging the tenant a set amount (as per contract), have the work done by a professional (unless experienced like George Carr), and inspect the work as to maintain the integrity of the property.Big Henry

The two I bought this year I used a commercial loan for and put 20% down.The key is a combination of credit and cash.

The area I am in did not see as much rain as some areas this week, but we are right where two rivers combine and we are seeing major flooding.