with such a high mortgage rate, it is very hard to find cash flowing investment even at 40percent down. everyone makes it sound so easy to find something with cashflow, but its not.There are cashflowing properties all over AL, GA, MO, OH, MD, PA - we're funding $30 mil a month and 50%-60% of our business is rental loans.

For example, I am a little concerned about some aspects of the business cycle recovery and a potential for a double-dip so I lean toward the safest part of capital stack which is debt (or low-debt equity).

There are many, many people in other service-oriented professions whose entire business models are based on selling their time and knowledge (information).People that expect everything to be handed to them for free, with no respect for others' time? 

It is not a good business proposition.I'm glad some landlords want to participate in Section 8. 

It doesn't sound like the Holton-Wise Property Management business model is going to be a good fit with how you run your business.....And that is fine.

I want to use my business as the borrower to protect my debt to income ratio so DSCR seems to be the best route. 

Regarding how to structure my business - I do not have an LLC setup as an agent and just plan on purchasing properties under my investments LLC, then getting paid as myself for my commissions.

Regarding his comments about worrying that his daughter will cut her fingers, the electrician who installed the baseboard radiators asked for a make and model # but the tenant has not responded back. that was in the AM.

His average contract value is around 15-20k and his profit margins on these jobs are roughly 50%.I don't have an agency or any sort of business that provides this service.

maybe $12,000 - hard to create a business model with that volatility.