My broker has been extremely helpful, I'm just not sure how much experience they have with 3-units properties.  

The property prices you gave are extremely low and make me think you probably do not have all the bells and whistles on your property coverage.

Hello experts,I've come across a 4-unit (3/2, 2/1, Studio, and converted garage) property in San Diego that cash flows extremely well.

Now again I'm a newbie but my mentor is a very successful veteran and if he were on BP and commenting here he would say don't hold your breath waiting on a reply from planning because they are extremely backed up.

Im extremely motivated and driven to succeed.

I feel extremely disrespected by him because he told me he could do the cash out refi w out seasoning and i was very clear about my situation.

You'll either get extremely lucky or you'll end up in the wrong property if you rush it.

Other than those and maybe a couple of others, you'll be getting into extremely sketchy areas to make cash flow projections work here.

@ Tim Saboha you must not have ever read any of the previous lazy landlord postsThe series is mostly dedicated to the novice DIY person Strategizing how to tackle jobs that are do able but can seem dauntingThe first where I painted one of the same houses that I am now considering farming out.The lazy in lazy landlord is tongue in cheek.Although I am prepared to do what I can in a property as I acquire more It becomes less efficient So the series evolves as my business model evolvesPerhaps I will paint some and not othersAnother thing to consider A great painter can make a house look stellar where as a novice can make it look quite cheapI have an extremely high standardMy apartments usually are the best in town for the money.My profile pic is my latest apartment By the way I did the floors.So don't take me too seriously In just doing my part to share my experiences in he forums 

Davisson - Extremely helpful!