Again, I’m planning to do everything that the BOH would probably mandate anyway, so I’m not so much concerned about that piece as I am about opening up a new can of worms by getting a government agency involved (and in a tenant friendly state).

You have to be careful where you buy and what kind of governments are in place.Nationwide on single family and apartments I've heard collection rates in the past 3 months are pretty much on track with last year. 

The 30-year loans generally only come from government-backed loan products.

I said no, the government does. 

I feel awful getting turned down because the strict requirements for government money.

As a result, demand will be high and serve as a reminder that the federal government must offer billions more in housing assistance if we are going to help all who need assistance to remain in their homes/apartments during this pandemic and get landlords paid.Shrinking Affordability Homes.

NB government had decided to scrap the double tax, but has since gone back on that promise.

The property is governed by a HOA that covers all exterior (including roof and structure). 2.

Since these loans aren't backed by the government sponsored entities like Fannie/Freddie they instead rely on secondary market investor buyers. 

However if they think the government is  going to pay their house payment they might not be near as motivated as you think they are.Someone made a statement that if they call back they are interested in selling, however that is not always true.