IS IT WORTH IT TO GET A HOME INSPECTION?

[Ignacio Sepulveda]

Okay...so I know many of you are probably thinking "yes, it is no matter what." But I'd like to share my thoughts here about potentially not doing a home inspection. Reasoning below: 

1. The property is governed by a HOA that covers all exterior (including roof and structure).

2. I inspected the property with my realtor and we found nothing alarming (no mold, no stains on walls or ceiling, checked plumbing and it all seemed to work fine)

3. The cost of getting an inspection would be ~$300

My thought process here is "would we find a repair that would offset the cost of the actual inspection?" My gut says no but I'm open to hearing people's thoughts about this. I know it sounds cheap but we're always looking to save money in a smart way if we can. Because the property has such a comprehensive HOA, it is essentially insured on the outside and the only major items I'd be worried about on the inside are the items I noted in bullet 2. Does anyone think this is a bad idea?