Since it's not you paper, you probably won't be too concerned with customer service levels but might get an earful if it's poor.

The surrounds are custom made & installed by a local shop - they come out & measure the walls before making them & you can specify different "base" colors & "swirl" colors..big or small soap dishes, etc..

Marc Bodinger I have dealt with the larger banks for the first few properties I purchased as well as several refinances and my problem is that I typically dealt with a closer that seemed to be paid off of commission, therefore customer service failedWhen I went to the smaller banks they wanted a full blown audit trail for all of my income.

Are there any templates that I can customize.

We opened our first US TD account while I was at a customer site in NH (working with my other company).  

The VERY rough route plan is the PanAm highway from here to Tierra del Fuego, then a container over to South Africa to begin a drive from Capetown to Cairo.

Things get muddier when you start doing transactions on the site, and when you have customer confidence issues.

The education you will receive is priceless, and the more you do it the faster you'll get good at it.The second is that it's tough to overestimate the importance of that first customer contact.

I'm looking forward to sharing what I know and would appreciate your feedback.My area of expertise is marketing and customer acquisition.

Basically, knowing your customer.