I’d save your time going to random banks (unless you have an “in” or referral.) send me a PM and I’ll give you the names of lenders I’ve personnaly used who will help make your loan process a breeze!

Be open to picking up phone calls from random numbers because I happened to pick up and it was her. 

It varies by day; typically 0.3% to 0.8% in discount points translates into 0.125% to rate.On request, I can and do share our LLPAs with borrowers, so they can see that we're simply passing on FNMA's LLPAs at-cost and not turning it into a profit center (there are a few end-lenders that do in fact turn this into a profit center; I simply don't offer them to REI borrowers... maybe my little one man boycott will do something, but I doubt it).It should also be clear from reading that why lenders want you to put 25% down even when it is not technically required in many cases -- our reputations will quickly be trashed if we run around offering 15% down non-owner-occupant to every random Joe that calls us, because Joe's friends and colleagues are just going to say "what's your rate and who gave it to you?"

A small mistake or random event takes a negative $175 and become negative $400, better to be positive $175 and then end up negative $50.When you have many positive cashflow properties you can have a negative few as long as in total of all the properties is positive.

I'm listening to your podcast daily (about 40 episodes deep over past few weeks), and literally just started evaluated random properties today just to practice and learn the areas I'm looking at. 

So the PDF is usually quite informative, instead of being just a random low ball number.Either way in my market it is critical you do whatever you can to keep the property sale from being visible online otherwise the masses will bid all the equity out of the deal.Some properties I need to see in person but usually I know all my numbers so well now that I know exactly what I need to buy property for to make a decent return, without having to see it.However face to face interactions are still usually the best thing to do so if they will let you tour the property do so.

Even got my inspections (personally) done w/ my handyman on my 2 duplexes in contract today after finishing telework after a local exit meeting.That's not counting my 2 weeks off for xmas and new years weeks, 4th of july week, a couple random weeks throughout the year, all the regular holidays, a month and a half in Europe last Sept/Oct, and planning 3 straight months in Asia for 2015 or early 2016 (if all goes to plan).

Get 30-60k capital.Get approved by a bank for 150-300k purchase in inland Canadian cities.Pick a few random 100-300k population cities to research rents and purchase prices.Spend a few months studying real estate and your picked markets.Find a property for the 1% rule as a quick guide.Buy the property, rent it out.

And would the sellers be comfortable with your friend kinda blabbing all the problems with their house to someone random in effect and letting you decide if it sounds good or not?

And the random vandalism and killing is a little dramatic.