they were ok, but all lacking one vital ingredient...The call to action or CTA!

Then only take action.

After listening to several BP podcasts multiple times and reading recommended books during the Famous Four, I decided to take action earlier this year.

I'm glad you are taking action on your investing journey.

It doesn't have to be my main focus, but I need to make sure I keep pursuing that.As for pre-foreclosures, I haven't pursued them, so feel free to ignore me.The only real limitation I see to them is that they have been identified for foreclosure, which means that bank is already taking action. 

What actions are you taking in your business as a result of what you learned?

Generalizing any group of people based on the actions of some is dangerous.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

There is a slim chance any legal action could be taken against you, but that would only occur if the seller sold the property for less than your offer, and in general is very rare.That being said, you are entering the arena where an attorney may need to get involved. 

Any action they take will result in you filing a fair housing complaint against the HOA.