Most agents will want you to sign some form of agency agreement so they aren't taking you around to a bunch of properties, only to have you write an offer with a different agent or try to go direct to the seller.

Besides complaining to her agency/leaving her a negative review, what else can I do??????

Just contact the listing agent directly and make the offer through them....This could get sticky if you have a buyer's agency agreement w/another agent though.

These are in the top 100 independent insurance agencies in the U.S and are Texas-based.

We had the same problem with people going from agency to agency looking for the cheapest airline tickets, the best Las Vegas deals, or the best cruise deals. 

I'd like to be a key partner on an agency loan, so that I can 'get my fannie mae card'.

If you bought the house any other way, according to those government agencies Fannie and Freddie, six months’ of seasoning are required before a refinance.

You'll be able to learn the prices of material, labor, and some of the basic and standard things about the structure of a home, while also not having to learn the finances of closings, and agency at the same time, and also be worried about a sale date.Learning everything about fixing a house as well as learning the gamesmanship of brokerage--all on the fly-- will be a bit much in my opinion.

My insurance agency seemed a little puzzled about landlord insurance then came up with a Policy from Lloyd's of London that was over $2000! 

The next best is to put collections against her name and social security. if you don't know her social, it is still okay, as collection agency can get that info.