Debt allows you to increase the velocity of your money. 

Most of the properties I have available are $300,000-700,000; so if a hard money lender requires 25% down, with closing costs of 1-2%, and the hard money lender wants $20,000 in reserves, plus 1% to the hard money lender, we're looking at anywhere between $104,000 to $216,000 out of pocket costs. 

You've earned $132,000 more by splitting your money and leveraging it.

This will save me some money in the longer run.

Most hard money lenders will offer these products, but not all are created equal.

Hey mate,Property managers tend have quite a few hidden fee's.For example:Tenant placement feeLease renewal feeMaintenance up chargeEviction up chargeGranted, PM's gotta make some money also but just ask for the PM agreement if the fee structure isn't transparent enough on the property managers website.Just my 2 cents.Thanks 

I want to hear from you about your experiences, challenges, and success stories when it comes to funding your fix and flip projects.Join me to:Share your insights on the best strategies for securing funding.Learn from fellow investors about their approaches to financing flips.Discuss common pitfalls to avoid when seeking funding.Connect with like-minded individuals who are passionate about real estate investing.PLEASE NO SELF- PROMOTIONS here – just an authentic space for investors to come together, learn from each other, and grow their networks.So, whether you're a hard money lender, a seasoned flipper, or someone just starting out, your voice matters in this discussion! 

If it's to make money first, try something else.

Ultimately, it's about ensuring the property remains attractive to tenants and maintains its market value without pouring money into upgrades that won't pay off.

They are there to facilitate the purchase - now some are better than others and will spot certain things for you to review furtherBut two years after the fact not sure what recourse you haveRegarding giving them money, not sure what that is about so tough to respond to that except again what was in the agreement you signed Long story short, move on.