I ended up winning the online auction 3 weeks later.Closing took forever and I almost lost the deal countless times, near the end I even put my $3,700 EM deposit at risk to get extensions.

I'm Jennifer, I just joined not too long ago, but have listened to many podcasts while at work (winning)!

Landlords that do not know the regulations should be put out of business.Second assess the true value of your rental property to discover if in fact it is a descent candidate for a rental income investment.

Persist and you will WIN!!!

Please help me understand this concept being a win win for all with being compliant to Dodd Frank. 

Millennia ago I moved overseas and stupidly closed all my credit cards and accounts so that later, 3.5 years ago actually, when I bought an investment property back in the US, I had zero credit history.I just discovered today that my lender has not been reporting to any of the 3 credit reporting agencies for the duration of that loan which I have carefully paid on time, every time.  

Persist and you will WIN!!!

Side note, where did you find this property and how did you discover it?

@Brian Twiggi made a similiar trip in July and discovered Memphis suburbs.

Most of them are questions that I discovered on my way to finding the PM company that I use and love.