I was then recommended to speak with a regional bank to see if they had a better product that would fit my immediate needs and they stated the following: 120mth full pay out 4.45%180mth full pay out 4.50%5/1/30ARM 4.625%7/1/30ARM 4.75%10/1/30ARM 5.25% If you do not intend to reside in the property as your primary residence, it will be considered an investment propertyThe main problem is that the house is being purchased with a hard money & the rehab is being done with a HELOC.

You need to talk to several local and regional banks as well as mortgage lenders to discuss options as they all have different appetites at different times and offer different rates and terms.Some banks will offer construction to perm others only the construction part.

I realize rental returns and housing markets in general are regional.

financing from regional lender at 5.75, 15% owner financing for 6 years at 6%, 10% down.

CBRE puts out a lot of reports on this topic, from Global surveys to regional.

There’s a lot of opportunities available throughout the region.

If they are not aligned then simply keep looking till you find one that is.I would look up NARPM and start with them..Below are some questions I would think would be a good starting point for you to see who really treats their company like a business or a hobby.My business partner is a regional VP for NARPM and I am happy to help if you need anything please reach outQuestions to Ask prospective management companiesWhat are your average days on market for vacant homes?

If they are not aligned then simply keep looking till you find one that is.I would look up NARPM and start with them..Below are some questions I would think would be a good starting point for you to see who really treats their company like a business or a hobby.My business partner is a regional VP for NARPM and I am happy to help if you need anything please reach outQuestions to Ask prospective management companiesWhat are your average days on market for vacant homes?

If they are not aligned then simply keep looking till you find one that is.I would look up NARPM and start with them..Below are some questions I would think would be a good starting point for you to see who really treats their company like a business or a hobby.My business partner is a regional VP for NARPM and I am happy to help if you need anything please reach outQuestions to Ask prospective management companiesWhat are your average days on market for vacant homes?

You may see if any of your regional banks have private banks inside.