In your analysis above you talk about speaking with your manager 1 hr a week I think. 

What should I be asking when speaking to lenders? 

I understand I need to speak to an advisor (and I will) but maybe some brief bullet points so I can bring these ideas up to my tax strategist. 

A few days later, after speaking with an Agent, he called to cancel our deal. 

If you'll need to do any carpentry work to level the floors guaranteed, you'll need to pull a permit.From my experience, the city of San Francisco is pretty strict, and if you bought a historical house, any exterior renovation might involve speaking with the planning department to keep the house "Historical".

A few days later, after speaking with an Agent, he called to cancel our deal.

A few days later, after speaking with an Agent, he called to cancel our deal.

I struggled to get out of bed, go to class, or even speak to my roommates.  

Speaking at least for my company, we have exclusive listing agreements, so if you want to buy a business we represent, you have to work through us - even if you approach the seller directly. 

Hello, I know I need to speak to my accountant for specific advice on this, but looking for opinions.