Not suggesting that you take this route, but the reason for mentioning was that many of the investors that I networked with discovered that I had the GC license and "hired" me as a consultant to run their rehabs.

It started with reading Rich Dad, and then discovering Bigger Pockets.

That’s when I discovered flipping mobile homes was far easier with far less money and far less risk and worry.

I discovered a very wealthy investor while looking for a new place to live.

Let us know what you discover after speaking to your lawyer. 

The house is in Puerto Rico with a price of 60,000 but on every financial institution i ask they required 20% down payment.  

I suspect my lender's underwriter or investors are using criteria over and above what is required by larger institutions ("overlays").

as an example, we got the privilege this year of writing a $7,500 check to catch up on the escrow reserves (on a property we bought 3 years ago for $180K.)I also think that the institutional investors and out of state investors have picked over the market. 

@Lauren B. the only way I could imagine you (as you describe your situation and investing approach) might be leaving money on the table is if all of the following were true:There is a rental property you can buy in an Opportunity ZoneYou can buy it with capital gains (eg. you sell an appreciated asset, then use the cash to buy the property)You then invest additional cash from capital gains into the property at least equal to the prior building value (this is a BIG hurdle - multifamily residential buildings don't warrant this level of rehab investment)You plan to hold and operate the property for 10+ yearsYou do all of the above under the umbrella of a Qualified Opportunity Zone Fund, which you setup and manage (with the help of a qualified attorney and CPA)As you are discovering, making all of these things true is not really feasible for you.

I actually found BiggerPockets years ago and actually was part of my original research when I was trying to discover what I wanted to do and how I was going to get there.