I'm running Snow Leopard and haven't upgraded to Lion yet, so I'm unable to try it out.

For some unknown reason, my "bank connection" has broken and Stessa's tech support is unable to fix it for 4 weeks now.

Just say, "sorry we are unable to rent to you".

Because the ownership is between the three of us, I’m reluctant with this strategy because if my partner and I take out a HELOC then his brother will be unable to tap into the equity.

We came to find the property had been broken into due to the front door being installed so poorly it was unable to lock.  

If for whatever reason you're unable to come to terms during attorney review you can also terminate the contract and get your EM back.

If you’re allowing a invasive species to ride your friends on to other peoples property – isn’t that maintaining a public nuisance?

Another matter missed, a court appointed administrator, for an adult, executing a QCD does not squash the claims of an incapacitated adult with heirs existing at the time the court finds the adult unable to act for themselves under state laws.

The seller agrees that they may not claim any interest payments beyond closing date in the amount of ___ for the tax year 2015, and that they will forward all 1098s received within 10 days.7) the buyer is under no obligation to pre-pay or refinance the existing loan in any circumstance.8) seller agrees not to enter into any agreement with the lender dealing with payment of principle or interest9) the seller releases all financial interest in the property, not limited to insurance payouts, refunds, escrow accounts, future sale of the property, etc...10) that no part of the document will be construed as a personal liability to the lender, and doesn't modify the seller's obligation to the lender.11)indemnifications, severability, governing bodies, heirs, singular and plural, voluntarily and knowingly, blah blah blah.Disclosures1) Defined the exact nature of the transaction, purchasing the property, not an assumption, lender does not consent, etc...2) We stated that the lender WILL find out, and the risk was not in discovery, but if they decided to accelerate the loan.3) That the buyer could lose all accumulated equity if unable to prevent foreclosure4) That without a formal payoff that the Buyer is taking risks that the loan amount is what it appears.5) That the seller's credit rating could be affected by a payment default6) That, in the event of foreclosure, if the seller wanted to protect their interest in the property they would have to pay the full amount to the lender, that that a foreclosure by the lender would leave the seller with no recourse against the property.7) That the seller may be held personally liable any moneies resulting from a deficiency judgment if the lender didn't recoop their entire balance at foreclosure saleAlong with some other legal mumbo.

By less qualified, I meant someone unable to qualify for traditional financing from a bank.