I've seen several posts lately about the number of 1-4 unit properties one can finance with Fannie Mae and Freddie Mac, and their respective guidelines.

If you approach the subject from a respectful standpoint, those who are still careless with their items also wouldn't have anyone to blame but themselves.

I tithe, so the first thing I would do is to donate 10% to my church (30k).Next, I would put 20% into my emergency fund (60k).I would then allocate 10% (30K) and 15% (45K), respectively, into my short term savings account and investment account (index fund).With the remaining balance (~135K), I would look into purchasing at least one flip and one b&h property.These allocations assume 0 debt, of course.

I'm finding your millages to be 8.06, 9.84, & 4.73 respectively.

I have a friend that is much farther along in this game than I am, and I have a ton of respect for how he has gone about doing business in real estate.

@Justin Young, respectfully, they're just what they sound like.  

I have to admit, I'm a bit shy with respect to Social Media and so I've been doing quite a bit of studying/reading/podcast listening over the past couple months and have been hesitant to reach out on BP until now.  

With respect to how long I've been in the game.  3 years or so.  

I just saw his sign outside while door knocking so I respected the fact) is hammering me for a POF.

Now you're all degreed and have respectable careers.