DSCR only requires that the rents be equal to or greater than the PITI payment or the ITI payment if you go I/O interest only.You can use DSCR for a cash out refinance, Purchase and even a "Rate and term" which is when you want a lower rate or get out of a HML - Hard Money Loan, Balloon payment, Adjustable rate getting ready to expire/adjust (Recast).

Hello Bigger Pockets members, in your opinion what is the best way to invest in real estate without purchasing property or buying a REIT?

With it being purchased as a property specifically for renting and or flipping would my income come into question on the financing side of things?

You can also do this with each new property you purchase.

What about including that it's our first home purchase?

You also said you purchased a few months ago and you the employer isn't shutting down for a few more months...I'd try to ride out staying where you are as long as possible.

I am a rookie investor and I am under contract to purchase my first investment property.

Highest credit score, highest income, all measurable objective facts?

Purchase price: $140K% Down: 25% (I am considering pitching the investment to a friend and making this a cash purchase - any advice regarding this decision is much appreciated!)

Purchase Price 3.