They fear large scale and justify individual SFHs by compartmentalise their investments.

My biggest fear is my HVAC will go out while we're gone and I come back to a humidor full of mold and every cigar ruined.  

Cash on Cash ROI is 25%My fear is that I don't have a great job to support things like the roof going bad or the boiler going bad.

You need to study up on land lord tenant laws and also whoever screens your tenants needs to learn proper screening techniques than you won't have these kind of fears to begin with.

Conventional is cheapest, but has lots of restrictions - always try to get this for funding if it works for you.HML is more expensive, but you can get more money out and leverage your money to invest faster.There are more pros and cons to both, this was just what I found to be prevalent to the conversation. 

Many new investors will begin small due to the fear factor then trade up to the big boys market as their comfort level increases.

I think one would do well by considering Warren Buffet's (greatest investor of all time) quote "Be Fearful when others are greedy and greedy when others are fearful".  

Never fear change.

I do this to reinforce the information I have learned.I understand that I have fear of not succeeding and truly destroying what I want to be but willing to let they help me learn and understand more of where I need to grow.

With all time highs across the board, one can see why there is a bit of a fear that stock prices will come crashing down eventually.