(In our defense— our oven went out before we started on the kitchen and he hadn’t used/ opened the oven door in several months so it was in the way way back of our mind). 

Maybe it would be easier for the software if it used monthly interest instead of mortgage payment in the calculation?

I am new to investing, have done a few flips in the last 12 months, but want to eventually start building out my portfolio. 

The draw in the summer months March to October is going to be fantastic with high occupancy and $400+ a night rates depending on size and amenities. 

I spoke to my friend at Pemco again a month ago.

Currently we are sitting with 3 months supply of inventory for all properties.

Have done tons of research into taking loans etc, but probably settling on getting 20% DP and 6 months worth of monthly costs (maintenance/mortgage/utilities).Started looking to my state laws and saw I need 3 years experience to even get a MN broker license and was wondering how I should go about that.Does that mean I have to sell houses or is there a way to become an employee under an existing property manager?

It has been 9 months.

Some of the best advice he gave me was to not be scared or think you are too good to learn something, he gave the example of installing a water heater. 

I trusted this agent because she was recommended to me by one of the MTR gurus/book writers as a high professional investor-friendly agent.I had planned to implement a mid-term rental (monthly) strategy, but I cannot do so due to HOA restrictions and high insurance costs.