Lack of understanding and a lack of financial planning for the future (and the natural decline of the housing markets) is what has led to the current level of foreclosures around the country today.The Pay Option Arm, like Ryan stated, is an adjustable rate mortgage with a variety of payment options (in most case 3).Option #1 is the full principal and interest payment (same as a 15 or 30 year fixed).Option #2 is the fully indexed Interest only payment, where you are simply paying the interest generated that month for the loan (same as an Interest only Mortgage).Option #3 is the minmal Interest payment (at a rate of around 1% to 3%).

Particularly important in your part of the country in light of price hikes for heating oil and the high cost to replace.Central air, I'm not sure how many have that up there.Sufficient insulation and the right type.Roof.

I found out the guy owned a couple of rentals, is a handy man and rehabber. ( ...As I write this, the light bulb just turned on in my head!

Maybe some RE Experts can shed some light on how to find Canadian disclosures.Does anyone know where I can obtain listings ?

Property design and decorating issuesI don't know where you live in Delaware, but typically you would report this to the DNR (Dept. of Natural Resources).

That way, as you're purchasing the relevant search traffic, you'll be able to build up what's called "Natural Search" traffic with the same keywords.

The government is dedicated to nature conservation which makes starting a new resort more difficult.

I have not yet begun bird dogging, but have an experienced investor ready to show me the way as a part time gig (I currently work full time in the lighting industry).

There is no legal framework for a case of this nature.

Every deal is different...I have had a pretty bad one myself.I will stick with landlording, light rehabs and a few REITs to keep my RE invesment portfolio empire going...I enjoy collecting checks every month and being in complete control of all my property without question from any "partners".