my father had a small business on the first level and lived on the second level.

It's a small world after all !!!

I want to do an 80-10-10 loan, or piggyback loan. 80% from a small bank, 10% business line of credit from a larger bank, and 10% downpayment from me.

I am from Detroit, MI eager to get involved in investing  buy & hold real estate for single family & small multi unit (2-4) properties.

Is this a small claims court issue or something else?

I offer a small discount for newer, low-maintenance homes or for multiple properties (three or more).

It's been a tough 3 years and our money has gone to help pay for new expenses like home care for my Mom, daycare, attorneys and all the other expenses that go with having a small child.

The best suggestion I have is to spend some time comparing your units to the others in your immediate area and don't over-improve as often there is a natural price "cap" in the neighborhood and regardless of the small upgrades that really do improve the living experience, it's hard to make them into the rental rate if you are near the top of your market.

Place an over-under stove on the small wall opposite the top of the bathroom and leave the sink and fridge at the top.

I use a company now that does the verification but that company is too small for me to depend on.