It would be just her and I in the room.Later on, when I register her, it asks me this:Is there a price difference between the first two options?

I was getting quoted with the DSCR in the 8% and 9% for strictly an investment on an non owner occupied 4plex on a different property  so I thought it would be cheaper for my primary residence

And then write this family a check every month as a refund for the difference until find a better use for the money like your own family, a charity, or the poor.

Now its a different owner and since you don't have an insurable interest your policy may be null and void --- ask the Title company. 

I am gathering all my resources , first of all and listening to different videos but the price is very expensive for a person that doesn't have it.

. ;-)Now, if it's for the Iditarod, from Anchorage to Nome, that's a different matter."

Understand factors like demand, supply, demographics, and economic trends.Diversification: Spread your investments across different types of properties, locations, and markets to reduce exposure to risk.Financial Analysis: Conduct comprehensive financial analysis, including assessing potential rental income, expenses, and cash flow projections.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

It’s all different with different county.As an example, for one county I’m in contact with, they consider 110% of the FMR, but they only pay 40% of that amount.

Since the original post, I have worked with Provision and we have worked out our differences.