In case helpful, here's more info on DSCR loans:DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Might be some options but will depend on a number of details here. 

Anyone here require their painter to roll instead?

It's all here.

It's all here.

When it comes to choosing a location for investing, especially for flipping homes under 400k ARV inside 1604, here are a few areas to consider:1.

My family and I have been investing here focusing on them for years.

It is possible with finding a SFR I'd stay a few years and consider either keeping it as a rental or selling it and moving into another home.What should I do in my scenario with the information given here?

At this point I just have a fuzzy idea of what I want to accomplish but here goes. 

Remember, every expert was a beginner, and the Bigger Pockets community is here to support you.Good luck!