You can find all the info on my profile.I have no ulterior motives, no NEXT class that costs more, just some basic knowledge to find some deals and either wholesale them or get started in rehabbing.

The Housing Authority will then inspect the property to make sure it passes some BASIC habilitablity and safety standards, and that’s it. 

Basically your looking at a non confirming duplex.

I'm only nearly 5 mos in on my venture but we need to carry the following for our residential care (assisted living)  licensed for 41 beds - but we can hold 36 beds in our current configurationGeneral Liability (We buy through an independent broker - basically covers medical malpractice, any slip/falls etc)Workers CompAnd even though you arent interested - Non owned auto insurance in case staff use their own vehicles to run an errand etc, building insurance for wind/hail etc inc general property liabilityAll of this runs around $33k to 36k a year for us - thats before health insurance for us etc - Work Comp is the most expensive part of that mix.Your best bet is likely not to find the coverage by calling yourself - you'll just waste your time - find a broker that can sell you this insurance - as far as limits - some of the limits are state mandated and will be in the regulations. 

Hey guys, Here’s my situation, I had bought a 3-family home last year, lived in one of the apartments for a year and now moved back in with my father to get that extra income from the 3rd unit which is basically house hacking.

If owners don't treat the LLC as a separate business, a court might decide that the LLC doesn't really exist and find that its owners are really doing business as individuals who are personally liable for their acts.

That has already been stated by some reasonable people above.The reason I chimed in:Should a shoe fall - and I hope that it won’t - having the original application with what you know were lies may help you in court, should this tenant begin to allege untrue things about you/your property.

@Annchen Knodt As @Shahriar Khan said, CMA would do the trick since BPO basically comes out of CMA.

There are some basic questions missing. 1) Is the land within the City limits?

I have been fortunate enough to be in this here real estate game for over 25 years as well as have some basic experience in BPO's (several thousand over the last several years).