To remedy this for next time I am in the process of creating a design board that can be used as a base for future flips.

Talk to lenders and have some options ready to go and have clear buying criteria.

They’re asset-based, meaning the loan is secured by the property itself, and they often have quicker approval times but higher interest rates (think 10–15%) and fees.

I have been looking at properties and it seemed like the seller s  based their price on zero percent cash flow for the buyer.

But I think the better option is tenant pay for it, that way they will know it may go against them for not paying rent..

Lenders usually determine whether properties are lendable based on the debt service coverage ratio. 

TY You have a few different options, but a cashout refi on the free and clear property is probably simplest. 

Some of the manufactured home companies have a modular home option, I know Clayton does.

we ran into this in FLA  a few years back when I had 4 starts and I exited that market.. permits  sub base all pretty tough for someone who is not there and already knows the systems hands down and has a devoted loyal sub base.. thats the key in my mind.

Quote from @Blake Winiecki: Figure out how much you want/need to earn, then reverse engineer it to see what options are available.