Others are about to find themselves in a very tough situation with insufficient resources to weather the storm.

Many clients have special nutritional needs.

So, my advice is this: He could really benefit from doing a major in nutrition, health education, etc. so that he will know how to stay healthy and on top of his energy while working in his real estate business. 

In ‘06 there were too many predatory lenders - with loans given out to people that shouldn’t have been approved in the first place for a loan - with poor credit and/or insufficient underwriting to truly clear them as a bonafide loan approval. 

Major items include:- Insufficient attic insulation- Back deck work (flashing, damaged joists)- Plumbing leaks in a bathroom- AFCI braker switch not workingetc.At this point they've proven to me that they are not interested in doing what's agreed upon.

Most partnerships fail because of insufficient definition and alignment upfront.

I just don't see how a HELOC by itself can finance a property worth more than the HELOC amount and there is insufficient cash on hand to cover the difference. 

I had an issue in the month of June with a customer having insufficient funds in their account and their check was returned.  

So wouldn't the address on the delinquent tax list be insufficient?

Let’s assume a 45 day vacancy period before Ed finds a new tenant.Year 2 Lease at $1,100 per monthVacancy: 45 DaysMonth 1: No Income, unit is vacantMonth 2: 15 days pro rated – Gross Rent = $550 collectedEd Receives:Placement Fee: $550Property Mang Fee: ($44) Insufficient balance will need to be collected the following monthJoe Receives : Net Rent Balance: $0 Month 3Ed Receives: Balance of Prop Man Fees Due: $44 Prop Man Fees: $88Joe Receives:Net Rent Balance: $968Month 4 – 12Ed Receives:Prop Mang Fees: $792Joe Receives:Net Rent Balance: $9,108Year 2 Totals:Ed Receives: $1,474Joe Receives: $10,076Look at the difference in the numbers based on these two scenarios:With Renewal:Ed Makes: $1,056Joe Makes: $12,144Without Renewal:Ed Makes: $1,474Joe Makes: $10,076Do you see the problem here?