.: @Gash Nookala - if your property is not in the Hampton Cove area of Owens Cross Roads, you honestly are not in an ideal location for a rental. 

Quote from @Gregory Chadwell: Quote from @Travis Biziorek: For 2025, my main goal is to stack up cash—ideally $500k or more.

It's... not an ideal situation and we're kind of working our way through the grieving process.

@Eamon Conheady - was the other lender a company or a private individual? 

From experience, switching to a conventional loan can help you remove PMI once you reach 20% equity, while DSCR loans are ideal if you’re focused on rental income.

I have used LLCs individually for the properties that I've owned and I'm glad I did. 

@Christopher Morrisi tend to think of 'cash flow' as a function of an entire portfolio rather than any individual property, or any specific month. 

Ideally your alter ego can do it, but for some people it is better to ask someone who does not care one way or another.

BUT, then you want those landlords to judge every single tenant individually and not lump them all together with the ones that lie, cheat, steal, and destroy the property on purpose?

Given how the housing authority does their rent price determination on individual units, and government ran programs are never beacons of efficient processes, it can go either way.Note, the examples I speak of only relate to C-Class and below areas.