Believe me, if it were that simple everyone would do it and we wouldnt have many employees left.

Do you have any info on where most of the employees of these companies live?

Well, it's easy, they're financial institution, problem with those banks are they are asset baggage holder.they are holding asset that the realtime valuation went down a lot , does not matter it is bond or real estate.if every bank in USA has to use mark-to-market accounting, 100% of bank in US already default by now because they're holding HTM residential bonds or CRE asset that's crashing.But for tech company  we have large cash (that generate 5%) and lower number of employee but create more money per employee than any other industry, thus creating massive investment to the tech sector while real estate and financial is decaying.it's very strange indeed.

But that's above the level of the "consumer facing" employee of a bank or lender, and for some time now it's also not allowed (legally) to impact the paycheck of the consumer-facing loan originator (people are more likely to notice things impacting their personal paycheck, so if it has no impact on that, less likely to follow it in close detail). 

(more on this below).And Some lending institutions are even trying to claw back hiring bonuses previously given to employees!

After my generous employee discount, asking prices are lower than most (if not all) resale prices in this area.Understanding that BRRRR homes should be "distressed" so that the flip adds value, my question is:How can you "add value" on brand new homes?

I main question is about scaling in real estate as a business owner vs employee.

Builder developers are not dump and they have their own Land Ack guys who do nothing but scour for deals and they are employees..

@Willam KuczmeraIf you decide to proceed with the distribution, the following IRS web page is a good resource for the rules and tax consequences. https://www.irs.gov/retirement-plans/plan-participant-employee/401k-resource-guide-plan-participants-general-distribution-rules

Mcdonald's hits their franchisees with tons of fees and has garnered it's easier to offer support and collect than to manage tons of employees store to store.There are a few parent corporate owned stores but not many.Mcdonald's doesn't pay very much rent most of them sell for 2 million or so.