Plus your barrier to entry on this property that can later become exclusively an investment is much lower as you can qualify for mortgages that require as little as 3 1/2% down.

First the approved tenant moves in: perfect applicant, single mom with one kid, no pets... soon her adult kids move in with their kids and then her ex moves in with his kids and their kid's kids and their pitbulls and mastiffs... 

But even parts of the Midwest are getting tougher.I operate almost exclusively in Detroit and we're still doing a lot of cash flowing deals there even after 75% LTV refinances.

Risks;  zoning / code enforcement for running a rooming house, more then the county limits on un-related adults in a rental. 

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So I called adult protective services.

., it is difficult to factually prove you are in exclusive possession of vacant land.

We never signed an exclusive buyer broker agreement.

Under OKC law, the grower (for personal use) must have express written consent from the LL to grow up to 6 adult plants and 6 seedlings.

If the value has not gone up a lot since purchase, this might not apply to you, but one thing that is often a factor when converting a primary to a rental is losing your section 121 capital gains tax exclusion (up to $250k individual, $500k married couple if you've lived in the property for 2 of the last 5 years).