Judy, I've got a lender that will lend me 90% on my flips.

Annelyse Finley  from my point of view someone who has been in the trenches for 40 plus years. you have two distinct things going on... one as J martin explained your going to use your Freddie fannie slots 4  or some times up to ten to buy rental homes with and a personal resi.these will need to be in your personal name and proper insurance with an umbrella usually suffice'sLLC for me is not about asset protection as much as it is about setting up partnerships and uneven distributions of profit or loss.. plus loss carry back if needed for us self employed folks.

I personally prefer that young investors pay off all bad debt before they get into good debt.Secondly if you buy a property never ever ever rent to family, boy friends or any friends in general.Watch any 1/2 hr. episode of Judge Judy and you will find out why.

Hi Judy,I recommend Chris Goodson (Goodson Law Offices) based out of Montclair and Raj Sadeeh based out of Somerville, NJ.

@Judy S Kandel Welcome to BiggerPockets!!!

You may be the first.That being said, tucking it in a door, putting it THROUGH a mail slot that is actually cut in the door, or putting it in their newspaper delivery box is more effective than using a mailbox and doesn't break any laws.However, hand delivery is very time consuming and expensive and probably not incrementally that much better than a mailing. 

@Ree Rolle I used to be like that s lot with strangers and I still kind of am.

@Judy P. myself and others have stated im in texas.

The icemaker usually has "keyhole" slots in it - lift up on the icemaker and pull it away from the wall of the freezer to free it from the screws. 

While there are s lot of neigh sayers above I’ll take a different approach that I haven’t seen anyone say.