If you are in a position to get credit, leverage created through mortgage debt is an excellent driver for building up wealth.

Always get a copy of their trade license, licence plate, and driver's license.

She told me not to embarrass her and "that kind of offer will make the seller mad at you".

I had a girlfriend come stay a few nights to avoid that. bosss got mad and fired me cause his new helper had nowhere to go .. rent is due tommorow, the landlord , my bosses friend showed up lastnite with the local police, told me " the lease is expired , you have 30 minutes to vacate the premises, or you wil be arrested for criminal tresspass. the cops backed him up ..

As @Addam Driver has pointed out, your best bet is to get a nice umbrella insurance.

STOP THE MADNESS !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Understanding the economics drivers of the market can help you understand the type of people that are looking to rent in your market (i.e. pay you rent once you buy a property).After knowing and understanding your market & analyzing deals on a regular basis, you'll begin to understand how the process works of making an offer.

So in Antigonish, which does have a university and a hospital but isn't growing, the cap rates are maybe 8-10% while in Halifax, particularly the HRM, which has numerous economic drivers and IS growing, the cap rates are around 4%...i agree with you Jeremy about the low vacancy and tax rates in Antigonish. 

But it makes everybody mad, because everybody knows your numbers.

What I'm saying is that it shouldn't always be the only driver for decisions.