don't know if there is a code of conduct for those folks or not.. probably not the first industry that wanted to get help from postal carriers.. they have jobs for life though so I don't think if its frowned upon they would risk their jobs for small dollars.

Colby Carrier - thanks.

Here in the states, *most* people and reputable companies will use one of the main cell carriers. 

This can be different between insurance carriers, but most often, if you are doing a PUP, $500,000 of liability is needed. 

I strongly suggest you do not take additional problems since a liability lawsuit will take all of your anticipated profits.In Knoxville today, all good contractors have plenty of work, but can give you a fixed start date, estimate and name of their insurance carrier.

We were talking about Will speaking at one of my real estate investor meetings, and I lost his cell phone when I changed carriers... thank you!  

Carriers that allow up to 20 years include St Johns, Federated National and GeoVera.

What carriers are they using?

Typically if you stick with the big guys, American Standard/Trane,   Carrier/Bryant,  Rheem/Ruud,  Lennox or Goodman/Daikin/Amana you'll be ok.  

My condo/home insurance carrier which insures each of my current 4 places said the same thing....So I ask you all with over 4-5 properties - at this stage in the game...1.