Yea, true.

Would the same be true for a conventional loan?

In reality it’s a true house hack, as you get multi-family rent without the privacy loss of a multi family. 

The old "don't buy a Cadillac and complain about the cost of hi test gas" holds true.

True that!

This is true even for wholesale opportunities. 

If it appraises high you will need less cash.A quick and dirty appraisal technique is to have your buyer agent do an "appraisal CMA" which starts like a regular CMA but only takes into account properties sold in the past 6 months (which is how appraisers do it). 

That being said, there are undoubtedly benefits to having a good partner. 3 Benefits to Partnership:Benefit #1 Have a True Sounding Board If it’s the right fit you have someone who is on board, understands the vision, and problem solves with you.

Seems like this regret is just another way to brag about how I "coulda been a contender). the true test is was it the right time to sell and how did you use the sale. 

I did not follow through with traditional financing because 75% of income is derived from a monthly military benefit and my business partner is a travel nurse/ contract worker so her W-2's don't reflect her true income.