You need to talk to a broker.

Have feasibility done by Integra. doing lots of legwork and talking to lots of people in the industry to pair up with the right ones now.

So, while my research did not find any rental restrictions for STRs I did not discover that they couldn't give me a business license (before we bought the house.)After talking with the City Planner about the situation he told me I could go through the same process that a hotel or B&B does (approval process for Certificate of Conditional Use) but it basically comes down to a City Council meeting which is a public hearing.We discussed the fact that there already were people operating STRs in the city (and obviously not paying taxes to the city since they would not have a business license). 

When you find something, are you more wanting to talk to the owner or the bank?

I talk about those first two in my Bigger Pockets Podcast #82When I do get deals from the MLS, I look for undervalued property. 

I've also talked to a couple other lenders (including a hard money lender) in regards to another property and all they need is for me to fill out their online application to get the pre-approval.

I would talk with a local bank first to discuss it.

If you've met with them more than 3 times in person to talk to them about real estate then I believe that they no longer have to be accredited to invest in one of your deals. 

I am not referring to trying to refrain from watching Disney DVDsI am talking about taking adopting a different mindset when it comes to investing.I am a relatively new investor but no longer a rookieI have been renting properties since 2011I currently have five tenants and my business is doing alright.Because I purchased during the bubble bust I ended up getting all cash purchases so I have never had to get a mortgageThis is great for my income and stability picture but bad for having experience borrowing money.Last year I lost a deal because of this inexperience.I want to try something new this coming year.  

I hope the flip takes 2-3 months.I have a few people interested in the deal - now time to talk terms.