Put money into the traditional IRA, wait one day, and then do a rollover conversion transferring the money from the traditional directly into the roth. 

I am working on trying to speak to the listing agent to be able to have a conversation if possible , but I want to know if I can offer that 180k conventional/FHA loan .

What conversations do I need to have with the PM companies?

Investment Info:

Office Space private money loan investment.

Purchase price: $120,000

Cash invested: $12,000

Office building for my real estate brokerage, seller carry for 5 years with a balloon. Com...

Have a meaningful conversation with at least 5 people at every meeting, and start building a team.

Some people get it mixed up.I haven't been tracking my conversions like I should just yet.

I finished up an hour long deep conversation with someone  and they tried to convince me why their decision to RENT and have the option of "being a nomad without owning anything" was the way to go. 

I was able to find that Apple Federal Credit Union allows for a non-occupant co-signor, at least per initial screening conversations with them.

I intend to pursue the same route that you did: FHA loan and negotiate to have closing costs covered.How did you approach the conversation about the closing costs?

I plan to have a sit down, no distraction conversation with my spouse soon.